Get back on the road
Get the best seats in the house
Take care of that unexpected bill
We've helped thousands of Kiwis, just like you.
Up to $600 in your account in less than 60 minutes.
Apply in 5 minutes and have your money within 60 minutes*
Get fast payment when you need it most
We know that life is full of the unexpected, so we're here to help, now. Get up to $600 into your hands within 60 minutes*.
Less than perfect credit? Not a problem
We understand that from time to time people may have a few troubles, but we’re here to help, not to judge.

Our interest rate is 1.25% per day which is an Annual Interest Rate of 456%. An establishment fee of $21.50 is applied to each loan. An optional fee of $10 is charged if you want an Express Payment of 60 minutes into your bank account

A pay day loan is for a short term only, usually 2-6 weeks or until your next pay. Don't use this type of loan if you need to make repayments over a longer period.

$200 is the most a first time customer can borrow. After 3 successfully repaid loans the credit limit may be increased up to $600 depending on income.
Late repayments may result in serious money problems for you. If you miss a payment then you may be charged a fee of $10 for each reminder letter, email or text sent to you. Interest on the loan will continue to be charged at 1.25% per day on any unpaid balance for up to 60 days after the start of the loan.

If the unpaid balance is overdue after 60 days or If you miss any payment and we call up the unpaid balance we will pass the unpaid balance on to a collection agency and we will incur (suffer) collection fees. This will have a negative effect on your credit rating and will cost you the amount that the collection agency charges us because we will pass on its charges and commission to you.

Some collection agencies charge as much as 45% of the debt that they collect and fees and you will have to pay that even if you pay the amount we originally referred to the agency for collection.
Read more
We have helped thousands of people in New Zealand when they've needed it most
Still want to know more?
At Cash Relief, we know what its like to feel a bit short between paydays.

If you’re still feeling unsure, check out our FAQs page, or contact us directly if you have more specific questions.

*Lending conditions apply. Only between 9am - 4pm weekdays. Not supported by all banks.