In many ways, a cash advance is just another way of saying, Cash in Advance. But you are probably wondering, “In advance of what?” Most likely this means obtaining some money before, or in advance of, your next pay, either from your employer or from another source such as friends or a money lender.

Another interpretation of cash advance is the provision of financial assistance to you on the understanding that it must be repaid sometime in the future. Good sources of cash advances can be your employer, friends, family, banks, or other financial institutions.

Employers are usually reluctant to give out pay advances for fear of setting a precedent or somehow putting their employees in a difficult financial position. Similarly, it can be awkward to ask friends or family for a loan of a few hundred dollars – you don’t want to put any strain on your relationships. This leaves banks or other lending institutions as options for a cash advance.

Unless you have a credit card or an overdraft arrangement, it can be quite an effort and take a lot of time to borrow money from your bank. They are simply very cautious. And if you need the money in a hurry because of some emergency, a delay while a bank approves your request for a fast cash loan can be frustrating.

Situations like this are Cash Relief’s specialty. They provide cash advances every day to all sorts of people in New Zealand and for many different needs. The great thing about a small cash loan from Cash Relief is that it is quick and easy to get. As long as you are working full time, with a regular income deposited in your bank account, your loan application will be treated seriously. Once approved, the money can be in your bank account within 60 minutes if you choose the Express Payment option.

A cash advance can be obtained online, from anywhere in New Zealand. Technology advances have made getting a same-day loan something that can be done from your smartphone. Providing ID, bank statements, and signing credit contracts are easily done online using the smart, purpose-built systems at Cash Relief. So, whatever your reason for a fast cash loan today, be sure to submit an application and avoid any further delays in resolving your pressing financial need.

To be eligible for a loan the following criteria must be met:

• You must be earning at least $450 per week after tax from paid employment.

• Your pay must show in your bank account with your employer’s name.

• You need to live in New Zealand.

• You must be at least 18 years old.

• You must have an active email account.

• You need to have a mobile phone so we can communicate by text and phone.