Useful Information

For some, transactions need to happen in a certain way. You buy something and hand cash over, or you swap one service in payment of another. Pawnshops are similar, but not as lucrative as you think! But are they better than instant cash loans in NZ? Short answer – no...........Read More
Easy online loans are a great way to bridge the gap in your finances if you have too many days to go until payday. However, if you’re not careful with managing your money, you might end up in a financial bind, unable to repay your easy online loans. Use these tips to help with the repayments...........Read More
Looking for a fast cash loans lender online can be tricky. Many people find that trusting a lender is easier when they meet face to face. However, with the convenience of applying for fast cash loans online, vetting a lender requires more effort on your part...........Read More
Although in the past there used to be a lot of stigma against getting fast cash payday loans when you needed financial assistance, today we know that there are more pros to it than cons! If you’re still hesitant, read the following advantages of fast cash payday loans...........Read More
Having a poor credit score can be debilitating. Poor credit limits your ability to get a home loan, vehicle financing, or even a small personal loan. However, there are ways to boost your credit score, but did you know that you can do it by applying for fast cash loans online............Read More
Payday loans, and other types of credit, have always been around for as long as there have been people who needed fast cash. And today, technology has made it even easier for people to apply for fast cash and payday loans. But what are the different types of fast cash loans, and how can you apply?............Read More
Some single mothers struggle financially more often than families who bring in two salaries. Single mothers have to provide for their children and pay bills with only one income, which is why they would need emergency loans from NZ lenders.............Read More
If you’ve ever tried to get money loans from a bank, you know how challenging it can be. Their list of requirements are quite stringent, and if you don’t fulfil them, you can’t get a money loan. Here’s why, and what you can do about it.............Read More
How much do you know about applying for easy online loans? If you’ve never utilised this service, you might only know that they exist. If you’re interested in applying for online loans, you might have some questions. These are three questions about easy online loans that you can ask your lender over the phone.............Read More
It’s no surprise that many people utilise fast cash payday loans when they need them because it’s an easy and convenient lifeline. However, sometimes people think the repayments will be easy too. In reality, these three factors need to be considered when you apply for a fast cash payday loan.............Read More
Getting a cash loan online is becoming a more accessible alternative to get financing when you’re in a bind. But why is everyone excited about a new way to get into debt? The reason is that there are many benefits to getting cash loans online and short term loans.............Read More
Some situations require you to have access to additional financing in a matter of hours or days. However, if you’re a middle-class person who earns just enough to get by, you might not have this money on hand when you need it most. You might be eligible for instant cash loans NZ............Read More
Everyone likes to think that they’re responsible with money. The reality is that for the most part, most people are responsible with their money, but their budgets don’t always stretch as far as they should. With insufficient funding, you’ll need emergency loans from NZ lenders. Here’s what to do.............Read More
No one is safe from suffering from financial woes. Even when everything is going well, all you need is one mishap to set you back, and it’s challenging to get back up again. When you need instant cash, what are the options available to you?.............Read More
Christmas is an expensive time. The year is over and now you’re planning to spoil your loved ones. But if you miscalculate your finances and end up short for an unexpected bill, you can get fast cash loans Auckland. Here’s how to free up cash around Christmas..............Read More
Do you need money quickly? Sometimes, your salary isn’t enough to cover your expenses. Fortunately, you can get money loans online whenever you need them. They need to be for a good reason, which is why we’ve compiled this list of circumstances...............Read More
Most people have needed financial assistance at some point in their lives. Unexpected expenses can pop up at any time, which you haven’t budgeted for. You’ve forgotten to budget for a work trip and overspent, you have a medical expense, or you’ve fallen short for home repairs. It happens, but there is a solution...............Read More
People take out loans for various reasons. Mortgages are a loan which pays for a home, and vehicle financing pays for a new car. You can even take out a personal loan, for whatever reason you need. Maybe you want to go on holiday, or you need to install a new roof on your house...............Read More
The unfortunate reality for many people is that they live beyond their means. Many have monthly or yearly obligations to pay for, such as housing, vehicle financing, and more. Unfortunately, debt can affect your credit rating, and give you a bad credit score, preventing you from getting a loan...............Read More
Having a bad credit score means that owing money is not a new concept for you, unfortunately. You’ll know that having bad credit means that you have not proven to be a good payer. Regrettably, it’s very easy to slide into this position, because you only need to default on a few payments to get a poor credit score..............Read More
Despite your best efforts, you could still struggle with finances. Whether you’ve had unexpected expenses, or the bills are piling up, everyone’s been there. Fortunately, with a savings account, you can apply for a payday advance loan to assist you when you need financial help, with many benefits.............Read More
Financial struggles are a hardship that most people have experienced. When the bills are due, when you have insurmountable debts, or your home needs an expensive repair, it can make you feel defeated and overwhelmed............Read More
The reality is that not everyone is financially stable. Although you might earn a decent salary, all you need is one crisis – like needing a new roof installed - to set you back. It’s also much easier to slide into bad credit territory, and much more difficult to dig yourself out of it. However, you still have the option of obtaining a same-day bad credit loan in NZ............Read More
The holidays are coming up, which means that you should start planning for them. You could be planning a vacation, gifts you’ll buy for Christmas, and what to do on your much-needed break. However, if you don’t budget your finances, you could find yourself in a rut during the festive season – especially if you have a financial crisis that needs immediate attention............Read More
Vacations should be a time of fun and exploration, and travelling for work should be stress-free. However, disaster can strike at any time. Your car could break down, and someone could get injured or fall ill. What to do when you don’t have the financial backing to fix these problems – on vacation or a business trip? Here are a few solutions for when you have an emergency, including taking out a quick loan from an NZ lender...........Read More
These days, no one has time to stand in a queue at the bank only to be denied a loan. Today we utilise same-day deliveries, 24-hour customer care lines and online shopping, so why should getting money loans be any different? That’s why it’s better for you to apply for money loans online. Here are three reasons why applying online is more convenient for you..........Read More
How often do you run out of money soon after you’ve paid your expenses? Unfortunately, you’re not alone. Many people across New Zealand make use of instant loans when they’ve needed to pay for an emergency or to get through to their next paycheck. For that reason, many are looking for any way they can to save money. Here are three ways that driving smarter can save you money on fuel costs.........Read More
Many people say that being in a relationship is expensive work. In some instances, it can be. In a new romantic relationship, many will want to spoil each other with gifts, to go out to expensive restaurants, and make memories with new experiences. Unfortunately, not everyone has the expendable cash to spoil their significant other. Although you can take out a quick loan in New Zealand, why not try these cost-effective but fun date ideas?.........Read More
You might not consider saving money as a skill, but it is if it comes easily. For most of us, unfortunately, saving cash is challenging. When you run out of money, you might need to take a small loan in NZ to help you get through to your next paycheck. If you want to learn how to save money, here are four simple skills to learn how to do it..........Read More
Most people’s jobs are not what they’re passionate about. And to live a full, contented life, it’s essential to have a healthy balance of work, and doing what you love. However, your salary might not be able to fund your passion, especially if you struggle to get by on your salary alone..........Read More
When you think about where your money is going every month, you usually only consider significant bills such as rent, insurance and car payments. However, if you’re running out of money when you shouldn’t be, you should consider the fact that small, everyday expenses are eating into your money..........Read More
Debt can be debilitating. Consolidating your debt can feel like an impossible task, especially when you don’t earn a large salary. If you’re behind on your bills because you’re trying to repay debts, it can feel like you have nowhere left to turn..........Read More
It’s essential to save money regularly, for whatever purpose you’d like. However, as much as savings are helpful, you should always ensure that you’re living within your means and paying essential expenses before you allocate finances for saving. The last thing you want is to come up short before your next salary..........Read More
Being an adult with a job and bills to pay is challenging, especially if you had no forewarning of what to expect. Managing your finances is far from easy, and if you run out of money before your next salary is paid, what do you do? Thankfully, you can get a fast cash loan online, which is payable upon your next payday..........Read More
Being responsible with money is challenging. However, being more frugal with your spending might be one of the only ways to live within your means. Thankfully, when you have an emergency, you can still apply for a cash advance online, and receive a payday loan on the same day..........Read More
What does it mean when your income isn’t enough to finance necessary expenses, or when you’re short on money? It could mean that you’re not earning enough to provide for your most basic living requirements..........Read More
Are you always running out of money? Is your income not seeing you through to your next paycheck, as it should? You can get a payday advance loan. They help when you’re in an emergency, and when you desperately need financing..........Read More
Have you ever been in a position where there are bills to pay and no money? Most people in New Zealand have experienced this, and sometimes more than once. It’s frustrating and disheartening; however, there are a few solutions. Here’s what you can do when you’re behind on your bills..........Read More
It takes a long time to accumulate good credit. However, you only need to make a few mistakes before your credit score takes a turn for the worse. A bad credit score will prevent you from accessing funding.........Read More
The world we live in is constantly influencing us to spend more money. People have this mentality of only living once, and use it as an excuse to spend frivolously. It causes many people to live beyond their means........Read More
When you’re in a challenging financial position, it can feel as if you have nowhere to turn. You might think that there are no legitimate options available and that no one can help. However, you can approach a payday loans company or pawnbroker. Here are some helpful tips to factor in when you’re researching so that you can make the best choice for you........Read More
Having debt can feel like an insurmountable burden that you can’t get on top of. People with debt can feel ashamed and like a failure. Having debt and being unable to pay it off can lead to a bad credit score, which will affect your chances of getting a loan from a bank in Auckland........Read More
Do you know your credit rating? A bad credit score will keep you from accessing large personal loans, vehicle financing or a home loan. However, it can be fixed. Here are a few tips that you can use, which will help you raise your credit score........Read More
No one wants to be in a position where you urgently need a quick cash loan or payday loan, but it happens. You could need extra finances to help you get through the month until your next paycheck arrives. Or, you could be in a crisis which requires money that you don’t have. Before you take the plunge and apply for a payday loan, here are three things to look for to choose the right one for you........Read More
When you have bad credit, and you need to extra finances quickly, the only solution you’ll have available to you is to take out a quick cash loan. However, it can seem like a vicious circle, as you don’t know if this is having an impact on your credit record. Here’s how smart residents in Auckland are using payday loans to help build their credit rating........Read More
If everything was easy, you could apply for a big personal loan at a bank, and be approved within the same day. However, it isn’t easy to live responsibly with limited finances........Read More
No one wants to be in a situation where they need to get their hands on extra money urgently; however, we’ve all been there. Debt and financial crises can be mentally burdensome and can make you feel alone.......Read More
Have you ever been short of money? Undoubtedly you have needed financial assistance to pay for unexpected costs or emergencies. When every other option falls through, you can take out a small, cash advance loan. They can be considered high-risk loans – if you’re not smart about it. Because of the risks involved, here are four questions to ask before you consider getting a cash advance.......Read More
Are you stressed about a lack of finances? You’re not alone. Many people have urgently needed an injection of cash to pay for unexpected expenses. You might just need some extra money to get by until your next paycheck comes in. There’s no shame in taking out a payday loan to assist you, and there are various lenders available to provide them.......Read More
Bad credit scores happen to many people, and they have to work very hard to get their good credit statuses back. Unfortunately, trouble can strike at any time, leaving you with a financial situation which needs immediate assistance......Read More
Many of us would consider ourselves in decent financial shape – paying our bills and meeting our responsibilities every month. Unfortunately, that doesn’t always leave room for emergencies should they occur. Cars breaking down and medical emergencies can happen out of nowhere, leaving you in the lurch.......Read More
Life is tough. Sometimes things happen that are out of our control. If you know what it’s like to sacrifice your bills for an emergency, you know what we’re talking about. Things like an unexpected repair or losing your job can deliver a blow to your finances.......Read More
You’ve needed extra money for a while now, and after applying for your payday loan request it has been successful. This is great news if you have a specific, critical and urgent cost that needs covering. Now, you’ll need to answer the following questions: “What should I do next?” and “What should I avoid doing with the loan?”........Read More
A simple Google search, using the keyword “short term loans” reveals more than 400-million results. It’s astounding to imagine that there could be that many lenders out there, and it begs the question: how do you know if the lender you found online is above board? You don’t want to be scammed by a loan shark or any other type of financial opportunist........Read More
Would a loan help your current financial problem? There’s no one-size-fits-all way to answer this question. Every Kiwi’s financial situation is different. The debate on whether or not one should take on credit or a loan has gone on for as long as transactions have existed.........Read More
It’s a story that’s all too familiar all around the globe. Let’s set the scene: It’s a week or two before month end, you still need to fill up on fuel and pay for your day-to-day expenses, but your money’s come up short. Life doesn’t always go according to plan, but you should still have a Plan B to fall back on. Payday loans are for people with bad credit and are a lifesaver for tough times. There’s plenty of misinformation going around concerning payday loans in NZ, so we’ve decided to set the record straight.........Read More
It’s not always easy to manage your expenses, even if you have been budgeting. Your income might fall short here and there and that’s okay. There are ways around this. You may need to apply for a loan, and if you’re from NZ, get a cash advance from one financial institution or another. Whether you're buying something or paying a bill, you need to know what you’re signing up for beforehand. However, the volume of information available is daunting. If you know what to look for, it’s much easier to understand the requirements. In this article, we’ll share a few facts you should try to get to grips with before you take on a loan.........Read More
When you’re in a financial fix, quick loans can be a lifeline. However, Kiwis hear the word “loan” and imagine paperwork, queuing and complicated forms. That’s not always true though. The requirements that you need to meet to qualify for a loan vary from lender to lender. At Cash Relief, we understand that when you need money, it’s usually with some urgency. After all, if you could wait for your next payday, you would...........Read More
Life happens when you’re least expecting it. A distracted driver looking at their phone can bash your bumper in an instant. Your fridge might unexpectedly die on you. You could suddenly need to pay for a camping trip your child forgot to mention to you. What do you do on these occasions when payday has come and gone and you don’t have a cent left to spare?..........Read More
Imagine it’s the middle of the night, and after hearing a strange banging noise, you realise that your floors are covered in a pool of water because your geyser has burst. Or you’re driving home late on a Saturday evening after spending time with family, and your tire has a blowout. It’s the middle of the month, and you have no idea how you’re going to pay for repairs or replacements..........Read More
Going about your day-to-day life, you’ll probably see countless ads for instant loans and quick cash. These ads grab yourattention butdon’t give you much information so that when you do need cash in a hurry, you have no idea how to apply for it.........Read More
At times you might have found yourself in a situation where your finances don’t make it to the end of the month, whether due to an unexpected expense such as a doctor’s bill or car repair or even some irresponsible spending. In these situations, when scraping together the last few cents before the end of the month, you might be tempted to take out a payday loan.........Read More
Imagine yourself in a situation where you just found out you need to pay an unexpected expense. You have asked family and friends to help you out, but as we all know finances can be a bit tight no matter who you are. What do you do now? There is a quick and easy option to consider........Read More
At some point, everyone’s experienced the horrible feeling of having to pay for an emergency repair a week away from payday.It’s where you finally understand why people say ‘it doesn’t rain, it pours’. No one plans or budgets for such problems, and the panic of how you’re going to pay for the damage sets in rather quickly........Read More
Unforeseen problems can arise at any time,and the greatestinconvenienceis that you can never plan for it, and it’s always out of your budget. These situations can be extremely stressful and can place you under financial pressure. There are some instances when you need cash immediately,and you don’t have it on hand. In these cases, short-term loans in NZ can be your safety net in your time ofneed.......Read More
The number of available short-term lenders is on the rise. But how do you choose which one is right for you? Asking a few simple questions can save you from the clutches of potential loan sharks. The professionals at Cash Relief have put together a list of questions that will help you decide whether or not the short-term lender you’re considering is legitimate.......Read More
Let’s face it, the cost of living in New Zealand is high and many Kiwis earning an average income struggle to make it to the end of the month. That’s why an instant payday advance from Cash Relief may be the answer to surviving that difficult last stretch before payday......Read More
Payday lenders in New Zealand are finance companies that offer small short-term cash loans. Repayments are scheduled to coincide with the borrower’s payday over four to six weeks. This type of loan is an unsecured personal loan. No collateral is required from the borrower. Loan fees and interest rates vary among lenders.....Read More
Payday loans in New Zealand are small short-term cash loans that are scheduled to be repaid over four to six weeks coinciding with the borrower’s payday....Read More
If you’re considering a payday advance in Auckland, it most likely means you’ve been caught short between pay days...Read More
Payday lenders in New Zealand are finance companies that offer small short-term cash loans. Repayments are scheduled to coincide with the borrower’s payday over four to six weeks....Read More
Everyone knows that payday loans usually have very high interest rates. Well, not anymore at Cash Relief! In the middle of June 2018, Cash Relief reduced their interest charge to a new low rate, making them the lowest in the short-term loan sector....Read More
In mid 2018 the New Zealand government announced a review of the Consumer Credit Laws and then called for submissions from all stakeholders by August 1, 2018....Read More
At Cash Relief, we acknowledge that bad credit history may be the result of situations that can’t easily be fixed or change...Read More
Getting small amounts of money these days is easy because cash advances are designed to make borrowing easy and effortless...Read More
When someone borrows $400 as a payday loan, they have to pay it back within a few week, plus the huge interest that comes with it...Read More
At Cash Relief, we acknowledge that bad credit history may be the result of situations that can’t easily be fixed or change...Read More
It's important to work out if you afford the repayments of a payday loan before you borrow...Read More
How you can get a fast cash loan if you have bad credit...Read More
Cash Relief Payday Loans are available for bad credit history! Using a short term Cash Loan with Cash Relief can help to rebuild your credit history!...Read More
Looking for a fast cash loan? You have come to the right place at Cash Relief...Read More
How do you know if you qualify for a pay day loan if you have bad credit?...Read More
Here's 10 good tips to reduce your power bill...Read More
If you are considering taking out a payday loan there are a number of questions that you need to ask the lender and some that you need to ask yourself...Read More
There are is a vast range of reasons why you are have trouble saving in this fast paced 21st century, the world is now full of debt, be it personal, business and even debt as a nation. ...Read More
When should I decide to get a cash advance?...Read More
How an Instant Cash Relief Loan Works...Read More
What's the difference between short-term loans, payday loans and cash advances?...Read More
Here are some reasons why you can use an advance to payday...Read More
Regardless of what you call it, a cash advance is really a small, unsecured loan that is used to help out someone’s financial emergency ...Read More
Over the years, payday loans have been given a negative reputation as a last-resort financing option, only used by people who are in desperate situations. It’s unfortunate that these loans are viewed in such a poor light because the truth is that there are many benefits available from payday loans when they are used right....Read More
When you are in a financial bind, a payday loan might be the best solution to help you get through the month. Everyone faces situations where there’s not quite enough in the bank to cover the bills. Luckily, there are solutions available that will help you pay your expenses so that you can avoid the collection calls....Read More
From time to time expenses crop up that just can’t wait. Perhaps you’ve found a dream rental property and you need to raise the bond so that you don’t miss out. Whatever the reason, it’s almost impossible to plan financially for every emergency and this is where a short-term same day loan from Cash Relief can help....Read More
Payday lenders know that the road to good financial management is not always smooth. Urgent medical bills, car bills or family emergencies can get in the way of keeping your head above water financially speaking. What can you do if an emergency crops up, but you have a bad credit history? Can you get a payday advance in New Zealand even with past bad credit? As long as you are working, the short answer is yes....Read More